Explore Business Lines of Credit & Tailored Funding Solutions
5–7 Year Term Loan (Unsecured)
-
Funding: $50K–$500K (cash to your personal account)
-
Rate: 9–15% APR, fully amortized
-
Speed: 7–10 business days to fund
-
Credit Reporting: reports to personal credit
Basic Requirements -
680+ personal FICO (all 3 bureaus)
-
$50K+ personal income on the last 2 years of 1040s
-
DTI < 40%
Notes: stronger credit → lower fixed rate; approval amounts are driven by credit strength, verified income, and DTI.
Business Lines of Credit (via Business Credit Cards)
-
Funding: $50K–$150K total limits
-
Intro Rate: 0% for 6–12 months
-
Speed: cards arrive 7–15 days
-
Credit Reporting: reports to business only
-
Income: stated income OK
Basic Requirements -
700+ personal FICO
-
Registered business with the state
-
Revolving utilization < 30%
Notes: approval amounts are based on credit strength and current utilization.
Benefits of Working With Us
-
Unsecured funding (no collateral)
-
One-page application & 24-hour pre-approval
-
No industry restrictions on use of funds
-
Best results for clients with ~5 years of credit history.
* All programs are subject to credit approval and verification. Terms, amounts, and timelines vary by applicant and may change without notice. This is not a commitment to lend. Consult your tax and legal advisors for guidance specific to you.​
